2 Coronado Pointe
Laguna Niguel, CA 92677
Phone: (949)363-1018
Fax: (949)480-0514
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Rate Sheet Display



Last Update:  Tuesday, March 09, 2010  Broker /Origination Fee:  0.000%
Lock Period:  30 days  Loan Amount:  $200000

Pacific Residential Mortgage is a licensed broker California Department of Real Estate. License # 01309738


30 Year Fixed
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RatePayment*Points %Points ($)APR
4.500 % $1,013.37 1.625  % $3,250.00 4.705%
4.625 % $1,028.28 1.000  % $2,000.00 4.776%
4.750 % $1,043.29 0.250  % $500.00 4.836%

20 Year Fixed
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RatePayment*Points %Points ($)APR
4.500 % $1,265.30 1.000  % $2,000.00 4.707%
4.625 % $1,278.83 0.375  % $750.00 4.757%

15 Year Fixed
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RatePayment*Points %Points ($)APR
4.000 % $1,479.38 1.000  % $2,000.00 4.260%
4.125 % $1,491.94 0.500  % $1,000.00 4.310%

5/1 ARM
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RatePayment*Points %Points ($)APR
3.250 % $870.41 0.625  % $1,250.00 3.793%
3.375 % $884.19 0.125  % $250.00 3.788%

7/1 ARM
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RatePayment*Points %Points ($)APR
3.500 % $898.09 0.750  % $1,500.00 3.839%
3.625 % $912.10 0.250  % $500.00 3.846%

FHA 30 Year Fixed
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RatePayment*Points %Points ($)APR
4.750 % $1,043.29 1.133  % $2,266.00 4.870%
4.875 % $1,058.42 0.616  % $1,232.00 4.950%
5.000 % $1,073.64 0.214  % $428.00 5.040%
5.125 % $1,088.97 -0.041  % Get $82.00 5.143%

FHA 15 Year Fixed
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RatePayment*Points %Points ($)APR
4.500 % $1,529.99 0.361  % $722.00 4.591%
4.750 % $1,555.66 0.137  % $274.00 4.807%

VA 30 Year Fixed
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RatePayment*Points %Points ($)APR
4.750 % $1,043.29 1.133  % $2,266.00 4.870%
4.875 % $1,058.42 0.713  % $1,426.00 4.959%
5.000 % $1,073.64 0.214  % $428.00 5.040%
5.125 % $1,088.97 -0.041  % Get $82.00 5.143%

VA 15 Year Fixed
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RatePayment*Points %Points ($)APR
4.500 % $1,529.99 0.361  % $722.00 4.591%

20% down payment assumption
Credit (FICO) Assumption: Excellent = 720, Good = 640, Fair = 580
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
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